Pensions, investing, property, tax and everything in between. Useful ideas and straightforward tools to help you make informed decisions about your money.
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Fresh perspectives on the stuff that shapes your financial life.
See what your pensions and savings could mean for retirement — and how an illustrative income figure compares with your goal.
Free educational illustration, not a personal retirement readiness verdict or financial advice.
Your timeline, three illustrative scenarios and the questions that matter.
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Browse the big stuff and the everyday stuff. From your first ISA to your final salary pension, we've got plenty to unpack.
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General educational information, not personalised financial advice. Figures and rules may change; check dates and original sources.
Illustrative models to explore how time, savings and assumptions affect financial outcomes.
Monthly compounding and payments at month-end. Inflation assumed at 2.5% annually. Excludes fees, tax and investment volatility.
Investment returns are uncertain. A constant return is used only to demonstrate the mathematics; actual values can fall and may be lower than contributions.
Explore a lifetime cash-flow chart with funded years in green, projected shortfalls in red and a downloadable report.
Five questions to identify topics worth exploring further.
Compare illustrative outcomes and download a personal planning snapshot.
Understand charges, protections and consolidation trade-offs.
Five simple questions help us identify relevant financial topics. No account required and no personal information is sent.
Answer a few questions and get a beautifully presented retirement snapshot: your timeline, illustrated outcomes and important questions to explore. No sign-up required.
Educational illustration only. Not financial advice or a measure of retirement readiness. Your answers stay in this browser page and are not submitted to us.
Our guides and tools help you get informed. When you need a personal financial plan, the right professional can help you work through the detail.
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Retirement, pensions, investments, family finances or something you can't quite put your finger on.
Explore service types, what affects adviser fees, and the questions worth asking.
Use your summary to research regulated advisers. Optional introductions will follow once our panel is live.
Four quick choices to help you understand what sort of professional support might be relevant. No name, email or contact details needed.
A good adviser should have the permissions, expertise and service model that fit the questions you want answered.
Turning pensions and savings into a plan for later life, taking account of goals, risk and timing.
Understanding old pension arrangements, charges, benefits, protections and potential choices.
Building an approach to investing that considers goals, risk capacity, tax and time horizon.
Planning for family needs, protection, gifting and passing wealth on, including specialist advice where required.
When our adviser programme opens, this space will feature named professionals, their firms, the advice they offer, their FCA details and information about their fees. We won't present fictional advisers or make introductions before the service is ready.
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Try our financial health check or explore your retirement position before deciding whether professional advice could help.
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Start with your pension and savings today. See how they could grow until retirement, then explore whether those assets and retirement income could cover future spending.
Only ages from your selected retirement date onwards appear here. Green indicates modelled retirement spending covered by available income and assets; coral indicates any unfunded amount. Select a year for details.
Estimated pension and accessible savings from today up to your chosen retirement age. These are projected balances, not pre-retirement spending or shortfall tests.
Includes projected assets at retirement, retirement-only funding bars, annual figures and the assumptions used.
Important: Educational illustration, not financial advice or a retirement-readiness assessment. Assumes constant returns, no market volatility, no UK income or pension tax calculations, no investment fees beyond your selected net growth assumption, and no detailed pension rules or individual entitlements. A green retirement year is not a guarantee. Pre-retirement modelling assumes contributions and investment growth only, not salary surpluses or working-year withdrawals. Pension withdrawals are simplified and permitted in this model from retirement age 57 or later; real access depends on applicable rules and individual circumstances. No financial inputs leave this browser.
The Money Field is a proposed UK financial media and technology brand. Our aim is to combine credible financial education with practical tools and clear discussion of the trade-offs that matter.
Explain the mechanisms, not just the conclusions.
Transparent maths, sensible tools and visible limitations.
Optional professional introductions with transparent commercial arrangements.